Financial Modeler
The Treasurer
Meet Olivia
Your finances. Crystal clear. Always current.
Financial clarity should not require a CFO salary. Olivia runs the numbers, tracks your cash flow, and flags problems before they become crises — so you make financial decisions with confidence instead of anxiety.
The problem
Sound familiar?
These are the problems Olivia was built to solve.
You do not know your real cash position
You check your bank balance and assume that is your runway. But outstanding invoices, upcoming expenses, and delayed payments paint a very different picture.
Invoices fall through the cracks
You sent the invoice three weeks ago. The client has not paid. You forgot to follow up. Now it is awkward and your cash flow is suffering.
What-if scenarios live in your head
"What if we hire two more people? What if that deal closes? What if churn increases by 5%?" You run these scenarios mentally instead of modeling them properly.
Reconciliation is a monthly nightmare
Matching bank transactions to invoices and expenses takes a full day every month. It is tedious, error-prone, and always gets pushed to the last minute.
Instant value
What Olivia delivers from day one
No training period. No onboarding. Olivia starts delivering value immediately.
Cash flow forecast
Olivia takes your current balances, receivables, and upcoming expenses and projects your cash position for the next 30, 60, and 90 days.
Example
"Based on current receivables and committed expenses, you have 4.2 months of runway at current burn. If the Acme deal closes, that extends to 5.8 months."
What-if scenario modeling
Ask Olivia to model any financial scenario and she shows you the impact on cash flow, margins, and runway.
Example
You ask: "What happens if we increase marketing spend by $10K/month?" Olivia: "At current conversion rates, the additional spend generates $28K in new MRR within 3 months. Breakeven in month 2."
Invoice status dashboard
Olivia tracks every outstanding invoice — who owes what, when it is due, and whether follow-up is needed.
Example
"3 invoices overdue: Acme Corp ($4,500, 12 days late), Globex ($2,100, 5 days late), Initech ($8,000, 2 days late). Recommended: send follow-up to Acme today."
Daily routines
Olivia's Routine
Set it once and Olivia delivers consistently — every day, every week, every month. No reminders needed.
Weekly cash flow update
Current cash position, receivables aging, and 30-day forecast with any warnings flagged
Invoice follow-up check
List of invoices approaching or past due with draft follow-up messages ready for your approval
Monthly financial close
Reconciled transactions, P&L summary, budget vs. actuals variance report, and cash flow projection
Smart triggers
Olivia reacts when it matters
Some things cannot wait for a scheduled report. Olivia watches for critical events and acts immediately.
When
An invoice passes its due date
Olivia does
Olivia drafts a polite follow-up email and flags it for your approval
So you get
Overdue invoices get chased immediately, not when you remember
When
Cash runway drops below 3 months
Olivia does
Olivia alerts you with a detailed breakdown and suggested cost-reduction scenarios
So you get
You address cash flow risks with planning time instead of panic
When
A large unexpected expense appears
Olivia does
Olivia recalculates your forecast and shows the impact on runway and budget
So you get
Surprise expenses get factored into your plan the same day they occur
Best fit
Olivia is perfect for you if...
Founders who handle finances themselves but lack accounting expertise
Small businesses that cannot justify a full-time CFO or bookkeeper
Companies with cash flow visibility problems or late invoice payments
Anyone making financial decisions based on gut feeling instead of models
Disclosure
Olivia is an AI employee built by SendToTeam. This page describes Olivia's capabilities based on our platform's current features. AI employees handle structured, repeatable tasks and always route outputs through a human approval workflow. They are not a replacement for roles requiring in-person presence, complex negotiations, or nuanced emotional judgment.
Last updated: February 28, 2026
Know your numbers. Always.
Hire Olivia and get the financial clarity of a CFO without the CFO salary.
Join waitlist